Fort Myers Bankruptcy Attorney

Bankruptcy and Alternatives to Bankruptcy in Fort Myers, FL

If you are in serious financial trouble, it can be difficult to know how to get your finances under control. At Calvo & Calvo, Attorneys at Law, we are experienced in a range of solutions for debt-related issues for individuals, families and businesses throughout the Fort Myers area. The first and most important step is to have your situation evaluated by a Fort Myers bankruptcy lawyer from our legal team. We can help you come to a decision about how to best resolve your financial problems.

The federal bankruptcy laws are in place to allow an individual or a business owner to get a fresh financial start. While filing for bankruptcy may have at one time had a social stigma, this is absolutely no longer the case. Thousands of people and businesses in our area have taken advantage of the opportunity to start over through filing bankruptcy. Many hardworking people have suffered financial trouble in the current economic downturn, whether through mortgage trouble, loss of employment or other life change, such as medical problems or divorce. Businesses have been struggling to make ends meet, with sales down and some customers being unable to pay what they owe, making matters worse. Filing for bankruptcy can give you the relief you need and allow you to move forward and start over financially.

Chapter 7, Chapter 13, Chapter 11, Foreclosure Defense and Debt Relief

At our firm, we are prepared to advise you about life after bankruptcy and what advantages you will really gain through filing chapter 7. The means test is a legal requirement for filing for bankruptcy, and any errors, failures to disclose assets , or other problems can lead to a delay, a denial of the ability to file, or even legal trouble. It is important that you get our help in this critical aspect of filing. We also provide legal counsel in filing chapter 13 for those who don't qualify for chapter 7, or don't wish to lose certain assets. We can help businesses file chapter 11, and are committed to helping to find an alternative to filing bankruptcy when it will better resolve the financial situation.

There are many bankruptcy myths and it is important that you have accurate information from a trusted legal professional. We also offer a variety of alternatives to bankruptcy, and as each individual or business is unique in their needs and financial situation, we take the time to identify a resolution that will best serve the individual client.

There are many benefits of bankruptcy and understanding the process before proceeding is important. You are making a big decision, and you want it to bring you the most relief. We can advise you regarding discharging debt, ending wage garnishment, and the bankruptcy timeline. We are consumer advocates that can address debt collector harassment with legal action. We can assist you with debt relief, including foreclosure defense. We offer services in both English and Spanish, and can represent individuals and businesses throughout Fort Myers as well as provide legal representation for a Cape Coral bankruptcy or a Bonita Springs bankruptcy.

When you want a law firm that will care about you and your future and the skills to offer a range of solutions for debt problems, we can help.

Contact a Fort Myers bankruptcy attorney from our firm for the help you need in bankruptcy or an alternative.